CERTIFIED FINANCIAL PLANNER™ serving the greater Detroit, MI area and clients across the country

Richard Salmen | CFP®, CFA, EA

CFP

Northern Financial Advisors

Chief Executive Officer

  • CERTIFIED FINANCIAL PLANNER™ Certificant: Verified
  • Year CFP® Certification Received: 2000
  • CFP® Board Disciplinary History: No

Richard Salmen is a Detroit fee-only financial planner serving the greater Detroit area and clients across the country.  Northern Financial Advisors specializes in providing objective financial planning and investment management on a retainer basis to allow and encourage clients to seek advice above the regularly scheduled appointments and at no additional fee.  Richard Salmen is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.


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About Richard Salmen, CFP®, CFA, EA

CERTIFIED Matters. Not all advisors are equal.

  • Education
  • Examination
  • Experience
  • Ethics
  • Enforcement

Richard Salmen, CFP®, CFA, EA, is the Chief Executive Officer of Northern Financial Advisors.  He graduated summa cum laude with a Bachelor of Science in Business Management from the University of Nebraska at Kearney and was a graduate business scholar while receiving his Master of Business Administration (MBA) degree from the University of Kansas.

Richard is a CERTIFIED FINANCIAL PLANNER® Professional as well as a Certified Trust & Financial Advisor (CTFA).  The CFA Institute Board of Governors awarded him the Chartered Financial Analyst (CFA®) charter.  As an Enrolled Agent (EA), he is authorized to represent taxpayers before the Internal Revenue Service at all levels.

In 2006, Richard began a three-year term as a member of the national board of directors for the Financial Planning Association (FPA) based in Denver, Colorado, ultimately serving as national President in 2009.  He served as FPA national Chairman for 2010.  In November 2014 Richard was elected to serve a four year term on the Board of Directors for the Certified Financial Planner Board of Standards, Inc., beginning January 1, 2015.  He was elected by the Board of Directors to serve as Chair-Elect of Certified Financial Planner Board of Standards, Inc. for 2017 and Chair in 2018.

Richard co-chaired the international People-to-People tour of financial planners to China during 2011 and chaired a similar trip to India in November 2013.  He was one of 40 participants for the 2012 class of Leadership Kansas.  Richard was selected as the 2014-15 Executive-in-Residence for his alma mater, the University of Nebraska - Kearney.

Richard was recognized as a recipient of the 2016 Heart of Financial Planning award.  The 2016 Heart of Financial Planning Award recognizes individual professionals, financial planning firms, and organizations that engage in extraordinary work, contributing and giving back to the planning community and public through financial planning. Recipients embody the spirit of financial planning and also represent FPA's Core Values. 

How I Can Help

  • Investment Planning
  • Tax Planning and Prep
  • Retirement Planning
  • Insurance and Protection Planning
  • Estate Planning
  • Wealth Management

Ideal Clients

  • Retirees and Near Retirees
  • Business Executives
  • Entrepreneurs
  • Small Business Owners
  • Young Famlies
  • Sudden Money Situations

Professional Designations & Affiliations

  • XCFP Professional
    Richard Salmen is CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CFA - Chartered Financial Analyst
    Richard Salmen is a CFA® charterholder

    A Chartered Financial Analyst® (CFA®) is a professional designation given by the CFA Institute, formerly AIMR, that measures the competence and integrity of financial analysts. Candidates are required to pass three levels of exams covering areas such as accounting, economics, ethics, money management and security analysis.

  • EA - Enrolled Agent with the IRS
    Richard Salmen is an Enrolled Agent with the IRS (Learn More)

    An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.

  • National Association of Personal Financial Advisors (NAPFA)
    Richard Salmen is a Fee-Only Financial Planner and a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Financial Planning Association
    Richard Salmen is a member of The Financial Planning Association® (FPA®)

    Richard Salmen served as the national President of the FPA® in 2009.  FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

Contact Richard Salmen

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Location Information

All Locations

  • 74 E. Long Lake Rd
    Suite 200
    Bloomfield Hills, MI 48304

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